1. Increase your 401(k) contribution.
This is probably the single easiest and most painless way to ensure that you’ll be richer a year from now.
You can increase your 401(k) contribution by 1%, 2%, 3% or whatever amount you feel comfortable with.
Since it will be payroll deducted, it will require no further action on your part. And since the contribution is tax-deductible, at least part of the amount will effectively be paid by the government. For example, a 3% contribution may have been net effect of a 2% reduction in your net pay, after accounting for the tax benefit.
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Read more: Business Insider